Kasasa Cash

Life was meant to be lived to the fullest—not spent worrying about per check charges and minimum balance requirements. Free yourself from other banks' restrictions and earn an astonishing 3.50% APY* each month with Kasasa Cash!

This high interest checking account pays you a greater interest rate than even a savings account can, with no monthly fees, per check charges, or balance requirements. We even refund ATM fees—not just from local ATMs in Pinckneyville or Murphysboro, but nationwide—each month you meet the simple qualifications.

Simplify your life and earn interest while you do it! Kasasa Cash makes it easy!

Summary
  • 3.50% APY* on balances up to $25,000
  • 0.50% APY* on portion of balance over $25,000
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide**
  • No monthly fee
  • No minimum balance
  • Unlimited check writing
  • Visa® check card***
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Overdraft protection available***
  • Direct deposit available
  • FDIC insured
  • $100 deposit to open

Pair your Kasasa Cash Checking Account with Kasasa Saver to maximize your earnings with a SECOND interest rate!

*APY = Annual Percentage Yield

**Up to $25 per month.

***On approved credit. Fees may apply.

Qualifications

To get the Kasasa rate and ATM fee refunds each month, just do the following simple activities:

  • Make 10 check card transactions each month
  • Set up 1 recurring direct deposit or ACH auto debit
  • Sign up for and receive eStatements
  • Access Online Banking each month

If you don't qualify, don't worry—you still get unlimited free checking and earn our base rate of 0.05% APY*, and you can get the rewards back the very next month!

More Information

Annual Percentage Yield (APY) accurate as of 9/30/09. Minimum to open account is $100. Rate tiers are as follows: 3.50% APY applies to balances of $.01 - $25,000 and 0.50% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.05% APY applies to all balances if qualifications are not met. All balances will earn 3.50% APY to 0.50% APY as long as qualifications are met. Rates may change after the account is opened. Fees may reduce earnings.