Kasasa Cash

Kasasa Cash

Life was meant to be lived to the fullest—not spent worrying about per check charges and minimum balance requirements to earn rewards. Free yourself from other banks' restrictions and earn an astonishing 2.25% APY* each monthly qualification cycle with Kasasa Cash!

This high interest checking account pays you a greater interest rate than even a savings account can, with no monthly fees, per check charges, or balance requirements to earn rewards. We even refund ATM fees—not just from local ATMs in Pinckneyville or Murphysboro, but nationwide—each monthly qualification cycle you meet the simple qualifications.

Simplify your life and earn interest while you do it! Kasasa Cash makes it easy!

Summary
  • 2.25% APY* on balances up to $10,000 when qualifications are met
  • 0.50% APY* on portion of balance over $10,000 when qualifications are met
  • 0.05% APY* if qualifications aren't met
  • ATM fee refunds nationwide*
  • No monthly fee
  • No minimum balance to earn rewards
  • Unlimited check writing
  • Visa® check card***
  • Free Online Banking with Bill Pay
  • Free eStatements
  • Free Telephone Banking
  • Overdraft protection available**
  • Direct deposit available
  • FDIC insured
  • $100 deposit to open

Pair your Kasasa Cash Checking Account with Kasasa Saver to maximize your earnings with a SECOND interest rate!

To get the Kasasa rate and ATM fee refunds each monthly qualification cycle, just do the following simple activities:

  • Have at least 10 debit card purchases post and clear
  • Have at least one automatic payment or direct deposit post and clear
  • Sign up for and receive eStatements
  • Access Online Banking

If you don't qualify, don't worry—you still get unlimited free checking and earn our base rate of 0.05% APY*, and you can get the rewards back the very next monthly qualification cycle!

*Minimum to open account is $100 Annual Percentage Yield (APY) accurate as of 2/1/12. Rate tiers are as follows: 2.25%APY applies to balances of $0.01- $10,000 and 0.50% APY applies to balances over $10,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 2.25% APY – 0.50% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. Qualifying transactions must post and clear to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction occurred to post to an account. Internal bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle.

**On approved credit. Fees may apply.