Life was meant to be lived to the fullest—not spent worrying about per check charges and minimum balance requirements to earn rewards. Free yourself from other banks' restrictions and earn 0.85% APY* each monthly qualification cycle with Kasasa Cash!
This free checking account pays you a greater interest rate than even a savings account can, with no monthly service fees, per check charges, or balance requirements to earn rewards. We even refund ATM fees*—not just from local ATMs in Pinckneyville, Murphysboro, or Elkville but nationwide—each monthly qualification cycle you meet the simple qualifications.
Simplify your life and earn interest while you do it! Kasasa Cash makes it easy!
- 0.85% APY* on balances up to $10,000 when qualifications are met
- 0.85% - 0.25% APY* on balances over $10,000 depending on balance in account*
- 0.05% APY* if qualifications aren't met
- ATM fee refunds nationwide*
- No monthly service fee
- No minimum balance to earn rewards
- Unlimited check writing
- Visa® check card**
- Free Online Banking with Bill Pay
- Free eStatements
- Free Telephone Banking
- Overdraft protection available**
- Direct deposit available
- FDIC insured
- $100 deposit to open
Pair your Kasasa Cash Checking Account with Kasasa Saver to maximize your savings with automatically transferred rewards!
To get the Kasasa rate and ATM fee refunds each monthly qualification cycle, just do the following simple activities:
- Have at least 12 debit card purchases post and clear
- Have one automatic payment (ACH) or direct deposit post and clear
- Be enrolled and receive eStatement notice
- Access Online Banking (Mobile Banking is not an alternative method of meeting this qualifying event)
If you don't qualify, don't worry—you still get unlimited free checking and earn our base rate of 0.05% APY*, and you can get the rewards back the very next monthly qualification cycle!
*Minimum to open account is $100 Annual Percentage Yield (APY) accurate as of 10/22/2015. Rate tiers are as follows: 0.85%APY applies to balances of $0.01- $10,000 and 0.25% APY applies to balances over $10,000 if qualifications are met each monthly qualification cycle. 0.05% APY applies to all balances if monthly qualifications are not met. All balances will earn 0.85% APY - 0.25% APY if monthly qualifications are met. Rates may change after the account is opened. Fees may reduce earnings. ATM-processed transactions do not count towards qualifying debit card transactions. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more banking days from the date the transaction occurred to post to an account. Internal bank transfers do not count as qualifying transactions. ATM Fee reimbursements up to $25.00 provided only if qualifications are met within the monthly qualification cycle.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued by our bank. "Monthly Qualification Cycle" means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle.
Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $100.00 minimum deposit is required to open the account. Enrollment in online banking and receipt of electronic statements are conditions of this account. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Mobile Banking access does not count toward meeting qualifications. Limit 1 Kasasa checking account per social security number / individual taxpayer identification number. There are no recurring monthly service charges or fees to open this account. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of BancVue, Ltd., registered in the U.S.A.
**On approved credit. Fees may apply.