Meet Our Lending Team

Roger Hileman

EVP, Senior Lending Officer
Pinckneyville Facility
rogerhileman@murphywall.com
618-357-5373 ext. 128
618-357-3757 Fax

Roger joined Murphy-Wall State Bank in February, 2002, bringing his extensive banking experience to our staff. He attended Shawnee Community College and Southern Illinois University in Carbondale for his formal education.

Prior to his employment at Murphy-Wall, Roger served as president at a bank in Herrin, Illinois, and at a Savings and Loan institution in Chester, Illinois. He has attended numerous classes and seminars covering all aspects of banking and lending including residential construction, real estate appraisal, and residential lending. Roger served as a Board of Director of the Illinois League of Financial Institutions and as a member and former chairman of the Illinois League Career Development School Committee.

Roger is involved with all types of loans including commercial, investment, and residential. He is most experienced in the residential lending market where he has spent most of his 29 years. When asked how residential lending stays fresh after all of these years, Roger replied, "Nothing makes me feel better than to assist people with home ownership. The ability to own real estate is what really makes the United States different from other countries."

Roger's tip: Whether buying or building, it's never too early to stop in and see a loan officer. The sooner a loan officer can help get you qualified for the loan, the easier the closing process will be after you find a home to buy or build.

Randy Stark

VP, Lending Officer
Murphysboro Facility
randystark@murphywall.com
618-687-2265
618-687-4329 Fax

Randy has been a Southern Illinois banker his entire career, and started with Murphy-Wall in July 2004. Randy initially was employed in Pinckneyville working with our Ag customers. He has since moved to the Murphysboro facility to oversee the loan development in the local area. Randy is able to help with any type of loan, whether it be real estate, consumer, or business, and helps customers improve their business and professional lives with loans that fit each need.

Randy's tip: Be prepared! When applying for a loan and meeting with a loan officer, bring your tax returns from the past three years, your most recent pay stub, and pertinent information about the collateral being offered (such as an appraisal) to the first meeting. You will not only impress the loan officer, you'll expedite the approval process!

Terri Lindner

AVP, Lending Officer
Pinckneyville Facility
terril@murphywall.com
618-357-5373 ext. 228
618-357-3757 Fax

Terri joined Murphy-Wall State Bank and Trust Company as a loan officer trainee in February 2002 bringing 8½ years of banking experience to our staff. She attended Rend Lake College receiving an Associates of Science degree in Accounting. In addition to being a qualified licensed insurance producer, Terri successfully completed the requirements to receive a certificate from the CBAI Residential Real Estate Lending Institute. Terri was promoted to Assistant Vice President and Lending Officer, and deals primarily with Consumer and Real Estate Applications.

Terri's familiarity with many areas of the banking and real estate industries enables her to provide knowledgeable assistance as a lending officer paying particular attention to the many details associated with real estate mortgages. Now an experienced lender, Terri is observant of local buying trends and current market values. She can help you determine which loan product is most appropriate for your needs.

Terri's tip: When filling out the application take the extra time to fill it out completely. The loan process will be quicker and easier when it is completed.

Robin Taylor

AVP, Lending Officer
Murphysboro Facility
robintaylor@murphywall.com
618-687-2265
618-687-4329 Fax

Robin Taylor joined the staff of Murphy-Wall State Bank in Murphysboro in July 2007. She came with over 15 years of banking experience, 10 of which have been in the lending department. Robin is a current resident of Murphysboro where she has resided her entire life. She is a family oriented person and is eager to help those in need. Robin specialized in residential real estate loans.

Robin's tip: Robin suggests that the most important thing to remember is that credit history speaks volumes; always stay on top of what is or isn't being reported on your credit bureau report. Check your credit report annually at www.annualcreditreport.com or call 877-322-8228 or with one of these three credit reporting companies:

Austin Marlow

Lending Officer
austinmarlow@murphywall.com
Pinckneyville Facility
618-357-5373 ext. 243
618-357-3757 Fax

Austin joined Murphy-Wall State Bank and Trust Company as a loan officer in February of 2007. Austin received an Associates degree from John A. Logan College in Carterville and continued his education at Southern Illinois University in Carbondale where he received his Bachelor's of Science degree in Agriculture. Austin was already acquainted with banking procedures and policy, bringing with him two years of banking experience from his previous position with Regions Bank.

Austin is available to assist with Ag, Personal, and Residential lending needs.

Austin's tip: Before you come in to obtain a loan, make certain that the loan will fit into your budget. You never want to stretch yourself too thin, because what you do now affects the credit score that you will have in the future!