Residential Real Estate Loans

Residential Real Estate Loans

Mortgage rates are reported to be going up,

Get ahead in the game!

Take Time Out to talk with one of our knowledgeable Loan Team Specialist about how you may qualify

(Details on Special In-House Offer Below)!

Apply for In-House Loans

Apply for Secondary Market Loans

Whether it's your first house or your third, buying a home is always an important and complicated decision. But when you get financing through Murphy-Wall State Bank, you're never alone.

Our lending staff will be with you every step of the way…from start to finish! From filling out the application to walking you through the closing, our loan officers are there when you need them to be.

Special Offer Details


  • 4.10% APR* 1 yr

  • 4.23% APR* 3 yr

  • 4.35% APR* 5 yr

*Annual Percentage Rate. Annual Percentage Rates are based on a $50,000.00 20 year adjustable rate mortgage: 5 yr ARM APR 4.35%, 3 yr ARM APR 4.23%; 1 yr ARM APR 4.10%. This is a limited offer. Some restrictions may apply. Ask about the $200.00 credit toward appraisal fee with new purchase or when refinancing with new funds. ARM rates quoted for owner-occupied residences, including a minimum 20% down-payment or equity position.

Please consult one of our Loan Officers for specific details on this In-House loan offer.

  • Low rates
  • Flexible terms
  • Reasonable down payment
  • Affordable payments
  • Local decisions
  • Quick approval
  • Personal attention
  • Easy to apply

We also offer refinancing, construction loans, and second mortgages to finance remodeling projects.