Residential Real Estate

Our knowledgeable lending staff will be with you every step of the way…from start to finish! From filling out the application to walking you through the closing, our loan officers are there when you need them to be.

Whether it's your first house or your third, buying a home is always an important and complicated decision. But when you get financing through Murphy-Wall State Bank, you're never alone.


  • Low rates
  • Flexible terms
  • Reasonable down payment
  • Affordable payments
  • Local decisions
  • Quick approval
  • Personal attention
  • Easy to apply

We also offer refinancing, construction loans, and second mortgages to remodeling refinance projects.

Home Loan Toolkit Consumer handbook of adjustable-rate mortgages Apply for In-House Loans Secondary Market Loans