APY = Annual Percentage Yield.
This rate chart contains information about interest rates and annual percentage yields for some of the accounts we offer.
Interest rates and annual percentage yields are current as of April 6, 2018. For current rate information call 618-357-5373 or 877-358-6554.
|Account Product Name||Minimum Opening Deposit||Minimum Balance to Obtain APY||Interest Rate||APY|
|Kasasa Cash *b|
Up to $10,000.00
$10,000.01 and up
|Kasasa Saver *b|
Portion of your daily balance:
Up to $50,000.00
$50,000.01 and up
|Now Account b||$1,000.00||$500.00 c||0.10%||0.10%|
|Senior Gold Checking Account b||$100.00||$1,000.00c||0.10%||0.10%|
|Money Market Deposit Account (Tiered) b|
Daily balances of:
$25,000.00 and up
To get the Kasasa rewards each monthly qualification cycle, just do the following simple activities:
- Have at least 12 debit card purchases post and clear
- Have one automatic payment (ACH) or direct deposit post and clear
- Be enrolled and receive eStatement notice
- Access Online Banking
a A penalty may be imposed for early withdrawal.
b The interest rate and annual percentage yield may change after account opening.
c Daily balance. The amount of the principal in the account each day.
d APY if qualifications aren’t met.
Fees could reduce the earnings on the account.
The Annual Percentage Yield (APY) disclosed on the Kasasa Cash account assumes that interest earned in Kasasa Cash compounds. However, by choosing to have Kasasa Saver linked to Kasasa Cash, the account holder should be aware that the interest earned in the Kasasa Cash account is automatically transferred into the Kasasa Saver account the next business day after the end of the statement cycle and therefore does not remain in the Kasasa Cash account and does not compound. Additionally, the interest amount earned in the Kasasa Saver account may be less than the interest amount earned in the Kasasa Cash account.