Keeping You Informed, Because We Care!

Please visit this page often to stay informed about card, mobile, and online service availability. We will also post any alerts regarding security breaches or fraud activity that we feel might be beneficial to our customers.

Scam of the Week

KnowBe4 Scam Of The Week: Beware of Fake “Do Not Call Registry” Emails

The latest attempts from the bad guys include fake emails insisting that your phone number’s registration for the Do Not Call list is about to expire. According to the Federal Trade Commission’s Consumer Information Blog (, these emails include the FTC’s logo “and send people to a phony Do Not Call website to register their numbers again.”
Don’t fall for this phony attempt–Do Not Call registrations never expire. Once you’ve added your number to this list you’ll never need to register it again (unless your number is disconnected and reassigned).
Remember not to trust links in suspicious emails that you weren’t expecting to receive. Manually type legitimate URLs into your browser rather than clicking on email links or copying and pasting URLs from unsolicited emails.

Always remember: “When in doubt, throw it out!”

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Think Before You Click!


Cyber Security Tip of the Month

Best Practices for Using Public Wi-Fi
Stop.Think.Connect. Toolkit

Creating a strong password is an essential step to protecting yourself online. Using long and complex passwords is one of the easiest ways to defend yourself from cybercrime. No citizen is immune to cyber risk, but there are steps you can take to minimize your chances of an incident.

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We will post notifications here if our website or any of our Electronic Banking Services are temporarily unavailable while undergoing updates.

Scheduled Maintenance

Scheduled maintenance will occur on Sunday, February 18, between 2:00 AM and 6:00 AM. During this time, Internet and Mobile Banking will be intermittently unavailable


Information regarding Security Breaches and the latest Scam & Fraud Alerts will be posted here.

The Equifax Data Breach: What to Do

You have likely heard about the recent Equifax data breach, as this unfortunate event affects approximately 44% of Americans. Equifax, one of our nation’s three major credit reporting bureaus, was compromised and the personal information of approximately 143 million consumers was stolen. If you have any credit history, you may have been affected.

Click Here to Learn More

[ALERT] The IRS Issued An Urgent Warning Against An IRS / FBI-Themed Ransomware Phishing Attack

WASHINGTON, August 28, 2017 — The Internal Revenue Service warned people to avoid a new phishing scheme that impersonates the IRS and the FBI as part of a ransomware scam to take computer data hostage.

The IRS said: “The scam email uses the emblems of both the IRS and the Federal Bureau of Investigation. It tries to entice users to select a “here” link to download a fake FBI questionnaire. Instead, the link downloads a certain type of malware called ransomware that prevents users from accessing data stored on their device unless they pay money to the scammers.”

“This is a new twist on an old scheme,” said IRS Commissioner John Koskinen. “People should stay vigilant against email scams that try to impersonate the IRS and other agencies that try to lure you into clicking a link or opening an attachment. People with a tax issue won’t get their first contact from the IRS with a threatening email or phone call.”

Remember that the IRS does not use email, text messages or social media to discuss personal tax issues, such as those involving bills or refunds. THINK BEFORE YOU CLICK!

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FBI Releases Article on Romance Scams  02/14/2017 11:01 PM EST

Original release date: February 14, 2017 The Federal Bureau of Investigation (FBI) has released an article addressing the rise of Internet romance scams. In this common type of fraud, cyber criminals target victims, gain their confidence, and trick them into sending money. To stay safer online, review the FBI article on Romance Scams and US-CERT publication ST06-003 on staying safe on social networking sites. Please file a complaint with the FBI’s Internet Crime Complaint Center if you believe you have been the victim of a romance scam.

Fraud Alert vs Credit Freeze

AllClear-ID has posted an interesting article on choices you may make when you believe that you may be a victim of credit fraud. AllClear-ID is one of several vendors that assist in credit monitoring. Murphy-Wall State Bank and Trust Company does notendorse this vendor over any other company providing this type of service.

Alert Notice

Fraudulent UPS EmailDec 11, 2015Download PDF