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Just What I Need! Checking accounts for every individual.


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No Minimum Balance Requirements
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Free Basic Digital Banking
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Electronic Statements Available

Just WIN!

“Just when” you thought you’d seen the best… Murphy-Wall State Bank now offers Just WIN!, accounts for every individual. With a $100 minimum opening deposit, enjoy free access to your account balance and daily transactional activity. Avoid a $5 service charge by electing to receive electronic periodic statements, disclosures, and notices.


  • $100 minimum opening deposit
  • No minimum balance requirement
  • Free basic Digital Banking1
  • $5 avoidable monthly service charge
  • FDIC Insured

Avoid the Service Charge

The monthly service charge may be waived by electing to receive Periodic Statements, Notices, and Disclosures in electronic format.2


Ready to Open Your Account?

Give us a call or stop by one of our branches.

Contact Us

Not Sure Which Account is Right for You?

Use our Compare Accounts tool to help you decide.


Do More with Your Account


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Take your debit card home with you the same day

Instant Issue VISA® Check Card

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View your account anywhere with mobile banking

Digital Banking

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We offer many other electronic services

Other Electronic Services


1Basic Digital Banking includes access to account balances and daily transactional activity. Additional Basic Digital Banking services may be available. Refer to our Electronic Funds Transfer Agreement and Disclosure, Digital Banking Services Agreement and Disclosure, and Electronic Delivery Consent and Agreement.


2If at any time electronic delivery is discontinued, there will no longer be a Monthly Service charge waive and there will be a $5.00 monthly charge. Member FDIC.