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Banking Product Special Offers!

We love being able to offer you a bit of something special. Whether it is a great deal on a loan rate or term or a special on a savings product, you’ll find our current specials on this page. Please check back when you are looking to borrow or invest.

 

6-Month (New Money) Certificate of Deposit

*APY = Annual Percentage Yield. This offer is a NEW Money Certificate of Deposit (CD) Special for Consumers only. Funds transferred from other account(s) with Murphy-Wall State Bank and Trust Company are not considered new money. CD must be held in consumer ownership. Businesses and other legal entities are not eligible. The Interest Rate is 4.79%. The APY is 4.85%. The Interest rate and APY are current as of August 02, 2024. A Minimum Balance of $5,000.00 is required to open and obtain stated APY. Funds are assumed to be held in the account for a term of six (6) months with interest compounded at maturity. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Upon maturity, the account will automatically renew at the then current six (6) month rate. Complete Terms and Conditions are provided upon account opening or request. Contact a CSR for more details.

 

Premium (New Money) Money Market Deposit Account

*The interest rate on the advertised Premium Consumer Money Market deposit account is 1.04% with an Annual Percentage Yield (APY) of 1.05%. Opening deposit must be at least $25,000.00 with funds not currently held by Murphy-Wall State Bank. Account must have a minimum balance of $10,000.00 each day to obtain the disclosed APY. At the end of the one (1) year special rate term, the Interest Rate will convert to the current Consumer Premium Money Market Deposit rate at that time. At our discretion, we may change the interest rate on the account after a term of one (1) year from account opening. Interest compounds monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest. A service charge fee of $12.00 will be imposed every statement cycle if the daily balance in the account falls below $25,000.00 during the statement cycle.