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Banking Product Special Offers!

We love being able to offer you a bit of something special. Whether it is a great deal on a loan rate or term or a special on a savings product, you’ll find our current specials on this page. Please check back when you are looking to borrow or invest.

Premium (New Money) Money Market Deposit Account

*The interest rate on the advertised Premium Consumer Money Market deposit account is 1.04% with an Annual Percentage Yield (APY) of 1.05%. Opening deposit must be at least $25,000.00 with funds not currently held by Murphy-Wall State Bank. Account must have a minimum balance of $10,000.00 each day to obtain the disclosed APY. At the end of the one (1) year special rate term, the Interest Rate will convert to the current Consumer Premium Money Market Deposit rate at that time. At our discretion, we may change the interest rate on the account after a term of one (1) year from account opening. Interest compounds monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest. A service charge fee of $12.00 will be imposed every statement cycle if the daily balance in the account falls below $25,000.00 during the statement cycle.

2024 New Money Winter CD Special

*Annual Percentage Yields (APYs) are available as of September 27, 2022 for a limited time. $5000.00 minimum deposit in new money required to open advertised Certificate of Deposit (CD) accounts. Funds transferred from existing Murphy-Wall State Bank and Trust Company accounts are not eligible. CD interest is compounded semi-annually. APYs assume principal and interest remains on deposit for the term of the CD. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Other rates and terms available upon request. **Upon maturity, the 13-month CD will automatically renew as a 12-month CD and is subject to the current 12-month rate at that time. The 26-month CD will automatically renew as a 24-month CD and is subject to the current 24-month rate at that time. The 35-month CD will automatically renew as a 36-month CD and is subject the current 36-month rate at that time.
*Annual Percentage Yields (APYs) are available as of September 27, 2022 for a limited time. $5000.00 minimum deposit in new money required to open advertised Certificate of Deposit (CD) accounts. Funds transferred from existing Murphy-Wall State Bank and Trust Company accounts are not eligible. CD interest is compounded semi-annually. APYs assume principal and interest remains on deposit for the term of the CD. A penalty may be imposed for early withdrawal. Fees may reduce earnings on the account. Other rates and terms available upon request. **Upon maturity, the 13-month CD will automatically renew as a 12-month CD and is subject to the current 12-month rate at that time. The 26-month CD will automatically renew as a 24-month CD and is subject to the current 24-month rate at that time. The 35-month CD will automatically renew as a 36-month CD and is subject the current 36-month rate at that time.