Banking Product Special Offers!

We love being able to offer you a bit of something special. Whether it is a great deal on a loan rate or term or a special on a savings product, you’ll find our current specials on this page. Please check back when you are looking to borrow or invest.

Spring NEW MONEY Certificate of Deposit Specials

Spring CD Specials *APY = Annual Percentage Yield. This offer is a NEW Money Certificate of Deposit (CD) Special for Consumers only. Funds transferred from other account(s) with Murphy-Wall State Bank and Trust Company are not considered new money. CD must be held in consumer ownership. Businesses and other legal entities are not eligible. The 7-month CD Interest Rate is 3.13%/3.15% APY. The 13-month CD Interest Rate is 3.32%/3.35% APY. The 18-month CD Interest Rate is 3.62%/3.65% APY. The Interest Rate and APY are current as of February 7, 2025. A Minimum Balance of $2,500.00 is required to open and obtain stated APYs. Funds are assumed to be held in the account for the stated term. Interest will be compounded at maturity for the 7-month CD and semi-annually for the 13-month and 18-month CD. A penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Upon maturity, the 7-month CD will automatically renew as a 6-month CD at the then current rate. The 13-month CD will automatically renew as a 12-month CD at the then current rate. The 18-month CD will automatically renew as a 18-month CD at the then current rate. Complete Terms and Conditions are provided upon account opening

Premium (New Money) Money Market Deposit Account

*The interest rate on the advertised Premium Consumer Money Market deposit account is 1.04% with an Annual Percentage Yield (APY) of 1.05%. Opening deposit must be at least $25,000.00 with funds not currently held by Murphy-Wall State Bank. Account must have a minimum balance of $10,000.00 each day to obtain the disclosed APY. At the end of the one (1) year special rate term, the Interest Rate will convert to the current Consumer Premium Money Market Deposit rate at that time. At our discretion, we may change the interest rate on the account after a term of one (1) year from account opening. Interest compounds monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest. A service charge fee of $12.00 will be imposed every statement cycle if the daily balance in the account falls below $25,000.00 during the statement cycle.