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Money Market Deposit Account


Put your money to work for you with a Murphy-Wall State Bank and Trust Company Money Market Deposit Account. The account that gives you flexibility to invest in your future – with access for a rainy day.


  • $12.00 monthly fee if the balance falls below $2,500.00
  • Earn interest on balances over $1,500.00
  • $2,500.00 minimum deposit to open
  • $10.00 excess withdrawal fee
  • Six (6) transfers every four weeks



Ready to Open Your Account?

Give us a call today or stop by one of our branches.

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Do More with Your Account

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Start planning for your retirement



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A credit card with convenience you deserve

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Interested in Our Rates?

View our current rate sheet




The interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account Daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded monthly and will be credited to the account monthly. If the account is closed before interest is credited, you will not receive the accrued interest.
Balance Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. You must maintain a minimum balance of $1,500.00 in the account each day to obtain the disclosed annual percentage yield.

Limitations: You must deposit $2,500.00 to open this account. You may make six (6) transfers from your account each four (4) week or similar period, if by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by messenger, by mail or at an ATM are unlimited.
Account Fees: A service charge fee of $12.00 will be imposed every statement cycle if the daily balance in the account falls below $2,500.00 during the statement cycle. An excess withdrawal fee of $10.00 will be charged for each transaction in excess of limitations during monthly statement cycle.

Fees could reduce earnings on the account.

Member FDIC