Are Scammers Posing as Your Utility Company? Recently, the Federal Trade Commission reported an increase in scammers pretending to be representatives of utility companies. Scammers may call, text, email, or even visit someone in person, threatening to shut off gas, electric, or water service unless immediate payment is made. These scams work by pressuring people […]
Read More
In an increasingly dangerous digital age, parents have a right to maintain control over the personal information companies collect online from individuals under age 13. According to the Federal Trade Commission (FTC), The Children’s Online Privacy Protection Act offers tools to do that. The FTC, the nation’s consumer protection agency, enforces the COPPA Rule. If […]
Read More
It may be hard to imagine today, but there was a time when the United States had no formal banking system at all. There were no checking accounts, no national currency, and no large financial institutions helping businesses grow or governments manage money. Early Americans relied on a patchwork of currencies and improvised solutions to […]
Read More
Have you received an email, text, or call claiming issues with your Amazon account, orders, or refunds? This could be a scam. Criminals often impersonate Amazon and other big company names and exploit their platforms to steal money, personal information, or account access. Scammers send emails, text, or call claiming some sort of issue related […]
Read More
Murphy-Wall State Bank is proud to support organizations that make a positive difference in our communities. Recently, representatives from the bank presented a donation to Wright-Way Rescue, an organization dedicated to giving animals a second chance through rescue, rehabilitation, and adoption efforts. The donation was made possible through Murphy-Wall State Bank’s Employee Jean Day Fund. […]
Read More
Murphy-Wall State Bank is proud to support organizations that make a meaningful difference in the lives of children and families throughout our communities. Recently, the bank presented a donation to the Perry-Jackson Child Advocacy Center through its Employee Jean Day Fund. This donation was made possible through the generosity of Murphy-Wall State Bank employees, who […]
Read More
The U.S. financial system did not always have the stability people expect today. In fact, repeated financial crises and a lack of coordination in banking led directly to the creation of the Federal Reserve. This article is based on historical insights from a trusted industry publication and highlights how past instability shaped modern banking. […]
Read More
Summer is here and so are travel scams! If you are making vacation plans, you might be looking for a deal. Remember, while you look for bargains, threat actors are looking for ways to reach you and take your money. Travel scams can come up when you are searching online for hotels and flights. Scammers […]
Read More
Have you received a call with someone claiming you missed jury duty and need to pay? Did you receive a text or email following the call that contained official-looking documents saying there’s a warrant out for your arrest? These can sound alarming, but they are not true. This is a scam designed to steal your […]
Read More
Fraud Awareness Event in Pinckneyville Murphy-Wall State Bank and Trust Company is hosting a completely free Fraud Awareness event for our community. About 80 percent of Americans believe they can spot a scam, yet more than 12.5 billion dollars is lost to fraud each year. The reality is that fraud is constantly changing, and even […]
Read More
FDIC-Insured - Backed by the full faith and credit of the U.S. Government