Please visit this page often to stay informed about card, mobile, and online service availability. We will also post any alerts regarding security breaches or fraud activity that we feel might be beneficial to our customers.


Effective Wednesday, March 22nd our Elkville Banking Facility will begin interior facility renovations. Though we are trying to minimize construction pains that impact our customers, please be aware that lobby access and teller services at Elkville will be affected intermittently during the remodeling process to maintain the safety and security of our employees and our facility. We will post limitations in advance as necessary. Feel free to call us at 618-565-0430 if you have any concerns regarding your visit with us. Your patience is greatly appreciated!

Scam of the Week
It's Not A WhatsApp Voice Mail!

Criminal hackers are constantly trying to trick people into clicking on links or open attachments they did not ask for. Their new "scam of the week" is to send you an email that looks like it comes from WhatsApp and claims it is a voice mail left for you. It's not.

Do not click on the "Play" button. If you do, your computer will get infected with malware which can cause your identity to get stolen, or all your (or the organization's) files held for ransom. Learn more here

Cyber Security Tip of the Month
Stop.Think.Connect. Toolkit
Social Media Guide

Now more than ever, consumers spend increasing amounts of time on the Internet. With every social media account you sign up for, every picture you post and status you update, you are sharing information about yourself with these social media companies and the world. How can you make sure you and your information stay safe online? This Social Media Guide includes tips and resources to help you safely navigate the social media world. Learn More!


We will post notifications here if our website or any of our Electronic Banking Services are temporarily unavailable while undergoing updates.

Scheduled Maintenance

No scheduled maintenance at this time


Information regarding Security Breaches and the latest Scam & Fraud Alerts will be posted here.

Social Engineering: the art of manipulating people so they give up confidential information for fraudulent purposes.

Recently, US Citizens voter data was improperly stored and freely available on the internet. Information included birthdates, home addresses, telephone numbers, political views and more. This type of data can easily be used for nefarious purposes, from identity fraud to harassment or intimidation of people who hold an opposing political view. The hackers can easily send highly personalized phishing attacks to you, looking like something totally legit.

At this point, from here on out, treat any email you get at your home or office with a healthy dose of suspicion and ask yourself if it could be a scam. Do not click on links in emails and do not open attachments you did not ask for.

Remember, Think Before You Click!

For more information on Social Engineering and how to protect yourself click here.

FBI Releases Article on Romance Scams02/14/2017 11:01 PM EST

Original release date: February 14, 2017 The Federal Bureau of Investigation (FBI) has released an article addressing the rise of Internet romance scams. In this common type of fraud, cyber criminals target victims, gain their confidence, and trick them into sending money. To stay safer online, review the FBI article on Romance Scams and US-CERT publication ST06-003 on staying safe on social networking sites. Please file a complaint with the FBI's Internet Crime Complaint Center if you believe you have been the victim of a romance scam.

Fraud Alert vs Credit Freeze

AllClear-ID has posted an interesting article on choices you may make when you believe that you may be a victim of credit fraud. AllClear-ID is one of several vendors that assist in credit monitoring. Murphy-Wall State Bank and Trust Company does notendorse this vendor over any other company providing this type of service.

Alert Notice Date Download as PDF
Fraudulent UPS Email Dec 11, 2015 Download