Spend time doing things you love, not worrying about account fees!
Customers 55 and up can get a Senior Gold Account and enjoy free checking with a good rate of return. Plus lots of other great benefits like free checks, complimentary safe deposit box, and more!
- Must be 55 and up
- Earn interest on balances over $1,000.00
- $4.00 monthly fee if balance falls below $0.00
- Unlimited check writing
- Free Senior Design checks*
- No fee on cashier’s checks and notary service
- Free 3×5 Safe Deposit Box rental for one year
- Visa® check card**
- Free e-Receipts
- Free Online Banking with Bill Pay
- Free eStatements
- Free Telephone Banking
- Overdraft protection available**
- Direct Deposit available
- FDIC insured
- $100 deposit to open
Do More with Your Account
Looking for more ways to invest?
Keep your valuables safe.
*Additional Information: $100.00 minimum deposit is required to open the account. Free Senior Design checks are limited to 1 order (approximately 100 checks) of Murphy-Wall State Bank and Trust Company Senior Gold Design per year. Limit 1 account per social security number / individual taxpayer identification number. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC.
**On approved credit. Fees may apply.