The U.S. financial system did not always have the stability people expect today. In fact, repeated financial crises and a lack of coordination in banking led directly to the creation of the Federal Reserve. This article is based on historical insights from a trusted industry publication and highlights how past instability shaped modern banking. […]
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This scam targets people who are working on home construction projects. You receive an email that claims you must pay a permit fee immediately to avoid delays with your project. This email looks real and may even include a case number or your home address. It instructs you to pay the permit fee immediately via […]
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Paying for college is one of the biggest financial decisions many families will ever face. Tuition, fees, housing, books, and living expenses can add up quickly, leaving students and parents unsure where to start. The good news is that there are multiple ways to pay for college, including scholarships, federal financial aid, work‑study programs, and […]
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The Automated Clearing House (ACH) network is an essential part of how businesses move money every day, whether paying employees, collecting customer payments, or managing recurring billing. To strengthen fraud prevention and improve transaction transparency, NACHA is introducing several important rule updates beginning in 2026. These changes will affect all non-consumer ACH originators and third-party […]
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We’re excited to announce that our Oakdale location is receiving an upgrade to its ATM technology! This improvement is part of our ongoing commitment to provide you with the most reliable and convenient banking experience possible. During the upgrade, the Oakdale ATM will be temporarily unavailable from December 10th through December 16th. While this may […]
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Details: Fraudsters will call you and claim they are a bank employee or a representative of a federal banking agency. They will try to convince you to disclose your digital banking credentials. Once they obtain your account credentials, they will log in and take control of your account and steal your money. No bank employee or […]
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Notice To Our Valued Customers: As a result of the U.S. Department of Treasury’s decision to end production of the U.S. penny coin, the St. Louis Federal Reserve has notified all member banks that when the inventory of that specific coin is depleted, they will no longer fulfill penny orders. Murphy-Wall State Bank and […]
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Are you familiar with QR codes? They are square black and white barcodes that can be scanned from a smartphone’s camera to instantly access information like a website, mobile app, text, or contact details. Warning: Cybercriminals can use QR codes to their advantage. Did you receive a package in the mail that you were not […]
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Scammers PRETEND to be from an organization you know. Scammers often pretend to be contacting you on behalf of the government. They might use a real name, like the FTC, Social Security Administration, IRS, Medicare, or make up a name that sounds official. Some pretend to be from a business you know, like a utility […]
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Are you getting more than your share of unwanted calls? You are not alone. Some calls are persistent and lead to scams. There are a few simple steps that you can take to slow down these calls. Register your phone number for free in the National Do Not Call Registry. Unfortunately, registering will not stop […]
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We have noticed an increase in phone call scams. Scammers will try to get you to act before you think. We will not call to verify incoming wires to your account. We will not give out an employee ID number. Banks may need to verify personal information if you call them, but never the other […]
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Credit freezes and fraud alerts can help protect you from identity theft. They can also help stop someone who stole your identity from continuing to misuse it. Credit freezes and fraud alerts work in different ways. Your personal situation will determine which one is right for you. Is a Credit Freeze Right for You? You […]
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You may have heard in the news: JOANN Fabric & Craft stores are closing and will be holding big clearance sales before they shut their doors. Visit a physical store in person to grab some good deals. The real JOANN sales are only happening at their physical location. This has not stopped scammers from setting […]
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Pictured from left to right, Murphy-Wall State Bank Marketing Director Trey Bourque, Oakdale State Bank President Randy Ruggles, Murphy-Wall State Bank Vice President Jenn Tritschler, Murphy-Wall State Bank Vice President Carie Trail, and Oakdale Grade School Superintendent/Principal Charles Peterson. Murphy-Wall State Bank and Trust Company, in collaboration with Oakdale State Bank, is proud to […]
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Murphy-Wall State Bank and Trust Company will be celebrating our 150th Anniversary with an Open House on Friday, November 8, 2024, at each of our banking locations. See the below schedule for celebration hours: Pinckneyville Corporate Office: 2:00p.m. – 5:00p.m. Murphysboro: 9:00a.m. – 5:00p.m. Elkville: 9:00a.m. – 1:00p.m. Carterville: 9:00a.m. – 5:00p.m. Marion: 9:00a.m. – […]
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Reinvesting in your community sounds great, but how does one really put that into action? If you’ve ever wondered if it matters where you deposit your hard-earned money, let me assure you it does. Not only does banking locally support small businesses, but as locally owned and operated businesses themselves, they are part of […]
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Considering the recent news surrounding Silicon Valley Bank and Signature Bank, Murphy-Wall State Bank and Trust Company wants to reassure our customers of the strength, viability, and resiliency of community banks, as well as bring the community-banking difference to the forefront. Community banks have always been focused on safety and soundness. They operate under an entirely […]
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Murphy-Wall State Bank and Trust Company is announcing the retirement of long time employee Julie Briley, VP and Branch Manager, effective September 30th. Briley has been a VP and Branch Manager of the Elkville location for Murphy-Wall since 2013, when she helped oversee the transition of the former Elkville State Bank into the Murphy-Wall family. […]
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MARION – Roxanne Evans, Data Processing/Bookkeeping and Cheyenne Abbadusky, Marion Assistant Branch Manager/Accounts Payable Department, Murphy-Wall State Bank and Trust Company, have been selected to participate in the Future Leaders Alliance offered through the Illinois Bankers Association. This 13-month leadership program is dedicated to enhancing the professional development of new and promising bank leaders through […]
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On Friday, October 1st, the United States Postal Service implemented new standards for First Class Mail pieces that are sent to a destination outside of the originating USPS local area. Transit times will now increase by 1 or 2 days depending on the distance between the sender and recipient. The mail service estimates […]
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Earlier this year, the Biden administration proposed plans requiring banks to report to the IRS all gross inflows and outflows on financial accounts above $600. As this proposal makes its way through Congress, bankers continue to express concerns. The proposal, if adopted, would give the IRS more access to Americans’ bank accounts […]
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If you have been anxiously waiting for the last round of EIP3 to reach your account, we’d like to help eliminate some of the confusion our customers may have surrounding the timing of the payments. Murphy-Wall State Bank and Trust Company would like to forward information we recently received as a member, from EPCOR, […]
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On December 27, 2020 President Trump signed off on a second stimulus bill which includes $600 stimulus payments for many Americans. Below are some common questions about the second stimulus payments and additional resources. When will I get my stimulus check? The government has sent the first round of direct deposits with a […]
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In an official press release last week, the Illinois Department of Employment Security issued a statement acknowledging “a widespread fraud scheme that is being conducted nationwide, impacting each state’s federal Pandemic Unemployment Assistance (PUA) programs, implemented as a result of the COVID-19 pandemic”. Numerous reports have been received of individuals receiving unemployment insurance funds, despite […]
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It’s a normal Monday morning and you’re getting coffee and a muffin on your way to work. You’ve gone to a local store, made your purchases, and headed to the checkout counter only to be greeted by a sign that says “Exact Change Only Please.” Being a diligent, prepared shopper, you are able to […]
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Crawford as Director to Continue Legacy of Leadership The Directors of Murphy-Wall State Bank and Trust Company are pleased to announce that Matthew D. Bigham has been elected as Chairman of the Board and Brian J. Crawford as board member. Matthew is the son of David and Nancy Bigham and grandson of former chairman of […]
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As the Restore Illinois plan remains in Phase III, we continue to monitor the guidelines daily, assessing the viability of reopening our lobbies to normal traffic. Our branch locations at Murphysboro, Elkville, Carterville, and Marion will continue to keep ATMs and Drive-Up services open and will assist customers by appointment who require lobby access for […]
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A familiar face in the Southern Illinois banking industry is making waves in Murphysboro. Matt Brooks, AVP/Lending Officer has recently taken on serving the Murphysboro area at Murphy-Wall State Bank and Trust Company. Brooks has been a Murphysboro resident for the past 18 years, with a decade of experience in community banking settings. However, many […]
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***NOTICE TO RESIDENTIAL LOAN CUSTOMERS*** Recently a Company named US HOME GUARD LLC had been sending letters to our residential loan customers regarding Home Warranty Sales. The advertisements appear that Murphy-Wall State Bank and Trust is either sending the ad, in cooperation with the company, or supporting the company. We can assure you this is […]
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Murphy-Wall State Bank and Trust Company has remained community-focused in good times and bad since 1874! With 5 branches to serve you, we are never far away! We strive to support local families, invest in local business, and help our communities thrive! YOUR Community Bank! This is Community Banking Week in Illinois, and […]
Read MorePresident Donald Trump has extended the Coronavirus guidelines for America through April 30th. We understand the difficulties our communities are facing in this trying time, and will continue to accommodate to the best of our ability. Murphy-Wall is reaching out to our business customers and other community businesses by offering emergency funding assistance through federal […]
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Serving our customers is our top priority, this includes making certain that we take steps to assist in deterring the spread of the Coronavirus. The pandemic is health related and we want to assure our customers that although our services have been redirected to our drive-ups and other electronic self-service options, there is NOT a […]
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At this time, our lobbies remain open for business, but if you do not need to utilize our lobby services, WE URGE YOU TO USE THE DRIVE-THROUGH LANES AT EACH OF OUR BRANCHES HELPING US ASSIST OUR COUNTRY IN REDUCING THE SPREAD OF COVID-19. Thank you.
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March 14, 2020 To our Valued Customers: Serving our customers is our top priority, this includes making certain that we take steps to assist in deterring the spread of the Coronavirus. As of this writing we are not aware of any local contracted cases, however that does not eliminate our staff or our customers from […]
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To pay respect to our Chairman, J Joseph “Joe” Crawford, the Pinckneyville lobby will close from 10:00 AM until 1:30 PM on Tuesday, January 21, 2020. Our Drive-up will be open normal business hours. We will resume regular business hours on Wednesday, January 22nd. Visitation will be on Monday 5:00 PM – 8:00 […]
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Please make plans to join us Friday April 26, 2019 to wish Murphy-Wall State Bank Senior VP Kathy Marlow a long, healthy and happy retirement following 45 years of dedicated service! Refreshments will be served from 11:00 a.m. until 2:00 p.m. in the lobby of the Pinckneyville branch. MURPHY-WALL STATE BANK ANNOUNCES RETIREMENT OF […]
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Pinckneyville – Kara D. Austin, (Electronic Banking Specialist, Deposit Operations & Data Processing) and Kathy Kellerman, Assistant Vice President / Teller Supervisor, Murphy-Wall State Bank, Pinckneyville, have graduated from the Future Leaders Alliance (FLA) offered through the Illinois Bankers Association (IBA). The graduation commencement was conducted during the IBA’s annual ONE Conference at the Embassy […]
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Meschelle Brand, Vice President/Compliance Officer at Murphy-Wall State Bank and Trust Company in Pinckneyville IL, was recently reappointed to the Illinois Bankers Association (IBA) 2018-2019 Compliance Advisory Committee by IBA President and CEO Linda Koch. As a member of the Committee, Meschelle will assist the IBA in developing and maintaining programs for providing information, guidance […]
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Susan Davis, EVP/COO at Murphy-Wall State Bank and Trust Company, Pinckneyville IL, recently was reappointed to the Illinois Bankers Association (IBA) 2018-2019 Human Resources Committee by IBA President and CEP Linda Koch. As a member of the Committee, Susan will assist in developing the human resources track for The ONE Conference and on an array […]
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Murphy-Wall State Bank and Trust Company employees; Claudia Choate, Kara Austin, Monika Holder, Sarah Folden and Bailey Thompson recently participated in The ONE Conference sponsored by the Illinois Bankers Association. The event was held March 1-2 at the Embassy Suites in East Peoria. The conference features seven educational tracks – 37 sessions in all – […]
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Murphy-Wall State Bank and Trust Company AVP Monika Bajan Holder has graduated from the Future Leaders Alliance (FLA) offered through the Illinois Bankers Association. The graduation commencement was held during the IBA’s annual ONE Conference at the Embassy Suites in East Peoria on March 2nd. The thirteen-month FLA program is dedicated to enhancing the professional […]
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